The warning signs the Competition Bureau and Consumer Protection BC list are rent below similar places, photos of only the outside or reused from another address, a deposit asked for before any lease, money to be sent abroad, to a third party, by wire or in cash, a landlord who will not meet you, and requests for personal or financial details. In BC a landlord also cannot charge an application fee or ask for more than half a month’s rent as a deposit. If you have paid, contact your bank, your local police and the Canadian Anti-Fraud Centre at 1-888-495-8501.
Is this listing a scam? Tick what you see
If you have been scammed
The Canadian Anti-Fraud Centre (CAFC) gives these steps:
- Gather the information. Stay calm and collect documents, receipts, and saved emails or texts.
- Tell your bank. Report it to the financial institution that transferred the money. If your identity may have been used, place flags on your accounts and change your passwords.
- Report to your local police and get a file number.
- Report to the CAFC online (you can report anonymously) or toll free at 1-888-495-8501, Monday to Friday, 10 am to 4:45 pm Eastern. Report even if you did not lose money.
- Credit bureaus. If your identity may have been used, report it to both Equifax and TransUnion.
What the sources say to do before you pay
The Competition Bureau’s tips: go to the address and make sure the listing is truthful, research the address to see that it is not a duplicate post, schedule a showing and confirm the landlord will be there, contact the builder in a new development to confirm ownership, and request a lease and read it thoroughly. Consumer Protection BC adds: compare rents, get recommendations from people you know, and read the lease for early-termination penalties.
Checklist limits
The checklist counts the signs you tick. The count is this site’s own tally, not an official score, and a listing with nothing ticked can still be a scam. For what a real landlord may and may not ask for in BC, see rent in Victoria, and to see whether a price is believable, use the rent affordability calculator.
Frequently asked questions
What are the signs of a rental scam in BC?
The Competition Bureau lists rent lower than other similar places, a request to leave a deposit without any lease, a request to send money outside the country, a link to a website asking for personal or financial information, and photos of only the outside of the property. Consumer Protection BC adds cash deposits, wiring or sending money to a third party, requests for your SIN or bank details, and the same pictures appearing for a different address.
Can a BC landlord ask for a deposit before I see the place?
A landlord can ask for a security deposit of no more than half of the first month’s rent, and the BC Government says it is due within 30 days of signing the tenancy agreement. The Competition Bureau lists being asked to leave a deposit with no lease in place as a scam sign. Do not pay before you have seen the unit, met the landlord and read the lease.
Can a landlord charge me to apply?
No. The BC Government says a landlord cannot charge a fee to accept, review or process a rental application. A request for one is against the rules, and a reason to be careful.
What should I do if I have sent money to a scammer?
The Canadian Anti-Fraud Centre says to gather all the information about the fraud, report it to the financial institution that transferred the money, report it to your local police and get a file number, and report it to the CAFC online or by phone at 1-888-495-8501. If your identity may have been used, report to both credit bureaus.
How common are rental scams?
This page gives no figures because we have not found a published, sourced count for Victoria. The Canadian Anti-Fraud Centre takes reports at reportcyberandfraud.canada.ca and says to report even if you did not lose money.
More in Moving to Victoria
- Moving to Victoria BCHub
- BC property transfer tax calculatorGuide
- Closing costs in BCGuide
- Rent in VictoriaGuide
- Rent affordability calculatorGuide
- First-time home buyer in BCGuide
- Cost of livingGuide
- Victoria vs VancouverGuide
- UVic and Camosun student housingGuide
- Victoria house pricesGuide
- Rent vs buy calculatorGuide
- Neighbourhood factsGuide
- Moving to Victoria checklistGuide
Sources
- Competition Bureau: Rental scam: no room for error (2018)
- Consumer Protection BC: Avoiding rental property scams (2016)
- Canadian Anti-Fraud Centre: Protect yourself from fraud
- Canadian Anti-Fraud Centre: What to do if you are a victim of fraud
- Canadian Anti-Fraud Centre: Report fraud
- BC Government: Tenancy deposits and fees
